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Limits on contributions made by nonconnected PACs

All contributions to federal candidates from nonconnected committees are subject to limits.

Super PACs cannot make contributions, and a Hybrid PAC cannot use funds from its non-contribution account to make a contribution.

Contribution limits for 2023-2024 federal elections

Candidate committee PAC† (SSF and nonconnected) Party committee: state/district/local Party committee: national Additional national party committee accounts‡
Donor Individual $3,300* per election $5,000 per year $10,000 per year (combined) $41,300* per year $123,900* per account, per year
Candidate committee $2,000 per election $5,000 per year Unlimited transfers Unlimited transfers
PAC: multicandidate $5,000 per election $5,000 per year $5,000 per year (combined) $15,000 per year $45,000 per account, per year
PAC: nonmulticandidate $3,300* per election $5,000 per year $10,000 per year (combined) $41,300* per year $123,900* per account, per year
Party committee: state/district/local $5,000 per election (combined) $5,000 per year (combined) Unlimited transfers Unlimited transfers
Party committee: national $5,000 per election** $5,000 per year Unlimited transfers Unlimited transfers

*Indexed for inflation in odd-numbered years.

†“PAC” here refers to a committee that makes contributions to other federal political committees. Independent-expenditure-only political committees (sometimes called “Super PACs”) may accept unlimited contributions, including from corporations and labor organizations.

‡The limits in this column apply to a national party committee’s accounts for: (i) the presidential nominating convention; (ii) election recounts and contests and other legal proceedings; and (iii) national party headquarters buildings. A party’s national committee, Senate campaign committee and House campaign committee are each considered separate national party committees with separate limits. Only a national party committee, not the parties’ national congressional campaign committees, may have an account for the presidential nominating convention.

**Additionally, a national party committee and its Senatorial campaign committee may contribute up to $57,800 combined per campaign to each Senate candidate.

Loans and loan endorsements

A nonconnected committee may loan money to a candidate’s committee, or it may endorse or guarantee a bank loan to the candidate’s committee. The loan or the amount endorsed or guaranteed counts as a contribution to the extent that the loan remains outstanding.

Example of loan made as contribution by nonconnected PAC

A multicandidate committee guarantees half the value of a $10,000 loan from a bank to a candidate’s committee, thereby making a $5,000 contribution to the candidate toward the next election. The candidate’s committee makes monthly repayments on the loan in amounts of $1,000.

Those payments reduce the committee’s contribution by $500 each month (i.e., half the repayment). As the outstanding balance is reduced, the committee may make new contributions to the candidate for the same election, as long as the committee does not exceed the overall $5,000 limit.

Affiliation and contribution limits

When two or more committees are affiliated, they share a single limit on the contributions they make to candidates and other political committees. A single limit also applies to the aggregate contributions a person makes to committees affiliated with each other.